Let me tell you a secret: I’m completely obsessed with the moment when autumn spices meet melted chocolate in one perfect bite. This pumpkin chocolate chip bread has become my ultimate fall comfort food – a moist, spiced loaf that’s basically a warm hug wrapped in parchment paper. Every slice delivers that restaurant-quality taste at home that’ll have your kitchen smelling like a cozy bakery and your family begging for the recipe.
This isn’t just any quick bread; it’s my latest culinary love affair with the perfect balance of warm pumpkin spice and rich chocolate chips that surprise your taste buds with every single bite. Whether you’re looking for the ideal weekend baking project or a foolproof way to use up that can of pumpkin puree, this pumpkin chocolate chip bread recipe delivers every single time.
Table of Contents
Why This Recipe Is Everything
- The texture is absolutely magic – We’re talking incredibly moist and tender crumb that stays fresh for days, thanks to the natural moisture from pumpkin puree
- Perfect spice balance – This isn’t one of those overpowering pumpkin spice situations; the warm cinnamon, nutmeg, and ginger enhance rather than overwhelm the pumpkin flavor
- Chocolate distribution perfection – Every slice gets the ideal ratio of melty chocolate chips throughout, no sad chocolate-free bites here
- Foolproof for beginners – This is one of those forgiving recipes that’s nearly impossible to mess up, making it perfect for new bakers or anyone wanting guaranteed success
Key Ingredients That Make the Magic
Pumpkin Puree (1 cup): Pure pumpkin puree, not pumpkin pie filling, brings natural sweetness and incredible moisture to our loaf. This is the star ingredient that keeps the bread tender and adds that gorgeous orange color we’re after.
All-Purpose Flour (1¾ cups): The foundation that gives our bread structure without being too heavy. Don’t substitute with other flours here – all-purpose gives us that perfect tender crumb we’re craving.
Semi-Sweet Chocolate Chips (1 cup): These little pockets of joy distribute throughout the batter and create those melty chocolate moments. I prefer semi-sweet over dark chocolate here because they balance the earthy pumpkin flavors beautifully.
Brown Sugar (½ cup): The molasses notes in brown sugar complement pumpkin like they were made for each other, adding depth and keeping our bread incredibly moist. White sugar just won’t give you the same rich flavor profile.
Vegetable Oil (⅓ cup): This keeps our bread tender and moist for days. Unlike butter, oil doesn’t solidify when cooled, so your bread stays soft even when stored at room temperature.
Large Eggs (2): These bind everything together and add richness. Make sure they’re at room temperature for the best incorporation into your batter.
Ground Cinnamon (1 teaspoon): The warm, sweet spice that screams fall comfort in every bite. This is where the cozy factor really kicks in.
Ground Nutmeg (½ teaspoon): Adds that subtle warmth and complexity that makes people wonder what your secret ingredient is. Freshly grated nutmeg is incredible here if you have it.
Ground Ginger (½ teaspoon): Brings a gentle warming spice that enhances the pumpkin without being too assertive. This is what gives our bread that professional bakery depth.
Baking Soda (1 teaspoon): Our leavening agent that creates that perfect rise and tender texture. Don’t skip this or substitute with baking powder.
Salt (½ teaspoon): Enhances all the flavors and balances the sweetness. Never underestimate the power of salt in baking – it makes everything taste more like itself.
Substitution note: If you’re out of pumpkin puree, you can substitute with an equal amount of sweet potato puree or butternut squash puree for similar results.

Step-by-Step Instructions
Prep Time: 15 minutes
Cook Time: 55-60 minutes
Total Time: 1 hour 15 minutes
Servings: 8-10 slices
- Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan with butter or cooking spray. Line with parchment paper for easy removal – trust me on this one, it makes your life so much easier later.
- In a large mixing bowl, whisk together the dry ingredients – flour, cinnamon, nutmeg, ginger, baking soda, and salt. This ensures even spice distribution throughout your bread. Set this aside while you work on the wet ingredients.
- In another bowl, combine the pumpkin puree, brown sugar, oil, and eggs. Whisk until completely smooth and well combined. The mixture should be glossy and uniform – no streaks of oil or lumps of sugar should remain.
- Pour the wet ingredients into the dry ingredients and stir just until combined. Here’s where many people go wrong – don’t overmix! A few streaks of flour are totally fine. Overmixing develops the gluten and gives you tough, dense bread instead of our desired tender crumb.
- Fold in the chocolate chips gently using a rubber spatula. I like to reserve about 2 tablespoons of chips to sprinkle on top of the loaf before baking – it makes for a beautiful presentation and ensures chocolate in every slice.
- Pour the batter into your prepared loaf pan and spread it evenly. Sprinkle those reserved chocolate chips on top for that bakery-worthy appearance.
- Bake for 55-60 minutes or until a toothpick inserted in the center comes out with just a few moist crumbs. The top should be golden brown and spring back lightly when touched. Start checking at 50 minutes – ovens vary, and you don’t want to overbake this beauty.
- Cool in the pan for 10 minutes before turning out onto a wire rack. This prevents the bread from falling apart while still warm. Let it cool completely before slicing for the cleanest cuts, though I won’t judge if you sneak a warm slice with a little butter.
Pro Tips for Perfect Results
- Don’t skimp on the pumpkin puree quality – Use pure pumpkin puree, not pumpkin pie filling. The canned stuff from Libby’s is consistently excellent and what most professional bakers use.
- Room temperature ingredients mix better – Take your eggs out about 30 minutes before baking. Cold eggs don’t incorporate as well and can cause your batter to look curdled.
- Measure flour correctly – Spoon flour into your measuring cup and level with a knife. Scooping directly can pack too much flour and make your bread dense and dry.
- Let the chocolate chips marinate for maximum flavor – Toss your chocolate chips in a tablespoon of flour before folding them in. This prevents them from sinking to the bottom during baking.
- Test for doneness properly – The toothpick should come out with a few moist crumbs, not completely clean. A completely clean toothpick means overbaked bread.
- Storage is everything – Wrap completely cooled bread tightly in plastic wrap or store in an airtight container. It actually gets better after a day as the flavors meld together.
Serving Suggestions
- Classic butter and coffee – Nothing beats a thick slice with salted butter and your morning coffee
- Cream cheese spread – Mix softened cream cheese with a touch of vanilla and cinnamon for an elevated breakfast treat
- Vanilla ice cream – Warm a slice slightly and serve with vanilla ice cream for an impromptu fall dessert
- French toast transformation – Use day-old slices to make the most incredible pumpkin chocolate chip French toast
- Gift wrapping – This bread makes beautiful gifts when wrapped in parchment and tied with twine
Nutritional Benefits
While this is definitely a treat, pumpkin brings some serious nutritional benefits to the party. Pumpkin puree is loaded with vitamin A, which supports eye health and immune function. It’s also a good source of fiber, potassium, and vitamin C. The spices we’re using – cinnamon, nutmeg, and ginger – have anti-inflammatory properties and can help with digestion. Obviously, we’re not eating this for health reasons alone, but it’s nice to know we’re getting some nutrients with our indulgence.
For dietary modifications, you can substitute the oil with an equal amount of unsweetened applesauce for a lower-fat version, though the texture will be slightly less tender. The recipe can also be made with gluten-free flour blend using a 1:1 ratio, though the texture will be a bit more delicate.
Frequently Asked Questions
Q: Can I make this bread ahead of time?
A: Absolutely! This pumpkin chocolate chip bread actually improves with age. Wrap it tightly and store at room temperature for up to 4 days, or freeze for up to 3 months. The flavors meld beautifully overnight, making day-two slices even better than day-one.
Q: My bread sank in the middle – what went wrong?
A: This usually happens from overmixing the batter or opening the oven door too early. Make sure you’re just folding the wet and dry ingredients until barely combined, and resist the urge to peek until at least 45 minutes of baking time have passed.
Q: Can I use mini chocolate chips instead of regular ones?
A: Definitely! Mini chips distribute more evenly throughout the bread, giving you chocolate in every bite. You might want to reduce the amount slightly to about ¾ cup since they spread more throughout the loaf.
Q: How do I know when the bread is perfectly done?
A: The top should be golden brown and spring back when lightly touched. A toothpick inserted in the center should come out with a few moist crumbs – not wet batter, but not completely clean either. The bread should also start to pull away slightly from the sides of the pan.
This pumpkin chocolate chip bread recipe has become my go-to for everything from weekend family breakfasts to holiday gift-giving. There’s something magical about the way the warm spices complement the chocolate chips, creating a loaf that’s sophisticated enough for entertaining yet comforting enough for everyday indulgence. I promise this will become your new fall obsession – so go ahead and make that grocery list, because once you try this, you’ll be making it all season long!